Source: Freddie Mac

Median Sales Price and Estimated Monthly Payment by Region

About this chart

This chart sets the median sales price beside the estimated monthly payment needed to buy a home at that price, measured every week, with the 30-year fixed mortgage rate (Freddie Mac Primary Mortgage Market Survey®) in the panel below. It shows how affordability changes as both prices and rates move.

The default view is single-family resale homes of every size over the last four years. The payment assumes 20% down, a 30-year loan, and taxes and insurance of 1.2% of the sales price a year. The Payment panel changes the assumptions, and Reset assumptions puts them back.

It opens with every region included. Use the Region panel to focus on one region or compare a combination of them. Narrow it with the Dwelling Type, Transaction Type, and New / Resale boxes and the sales price and home size sliders. The 1 yr, 3 yr, 5 yr, 10 yr, and Full range buttons set the stretch of history shown.

Hover over the chart to see the figures for that week.

Median Sales Price and Estimated Monthly Payment by City and ZIP Code

About this chart

This chart sets the median sales price beside the estimated monthly payment needed to buy a home at that price, measured every week, with the 30-year fixed mortgage rate (Freddie Mac Primary Mortgage Market Survey®) in the panel below. It shows how affordability changes as both prices and rates move.

The default view is single-family resale homes of every size over the last four years. The payment assumes 20% down, a 30-year loan, and taxes and insurance of 1.2% of the sales price a year. The Payment panel changes the assumptions, and Reset assumptions puts them back.

It opens on Maricopa and Pinal Counties with every city and ZIP code included. Use the County, City, and ZIP panels to focus on any area, from a whole county down to a single ZIP code. Narrow it with the Dwelling Type, Transaction Type, and New / Resale boxes and the sales price and home size sliders. The 1 yr, 3 yr, 5 yr, 10 yr, and Full range buttons set the stretch of history shown.

Hover over the chart to see the figures for that week.

30 Year Fixed Mortgage Interest Rate

About this chart

This chart shows the average 30-year fixed mortgage rate each month since April 1971, as reported by the Freddie Mac Primary Mortgage Market Survey®. The line under the title gives the latest rate and the lowest and highest for the months shown.

It opens on the whole history; use the Recording Month range to zoom in on any stretch of months, and the line under the title updates to match.

Rates feed straight into what buyers can afford: on the same budget, a higher rate means a smaller loan. Hover over the line to see the rate for any month.