October 2026 had 21 working days, the same as September 2026 but one fewer than the 22 in October 2025, so we should expect about 4.5% fewer closings year-over-year from the calendar alone. The actual decline was far larger. Total closings came in at 5,169, down 14.7% year-over-year, or 10.6% per working day, and that…
